A travel insurance policy helps to cover unexpected costs when you are away from home. This can include emergency medical expenses, trip cancellation and interruption costs, delayed or lost baggage, as well as flight and travel accidents.
Of these, emergency medical coverage is undoubtedly the most important. One should never leave their home country without some form of emergency medical coverage in place.
When travelling outside your home country, you may experience a medical emergency in which you need medical care. Depending on the nature of the care you need, you may incur substantial medical bills, and without some form of travel coverage, you will have to pay these expenses personally.
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