Global Medical Care

Access to the most advanced medicine, best physicians and specialists, and exclusive health services for you and your family.

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What is global medical care insurance?

Global Medical Care insurance is a comprehensive health coverage plan designed to give you peace of mind wherever you may be in the world. This type of insurance is particularly valuable for individuals who travel frequently or live abroad, as it ensures that you have access to quality medical treatment across different countries. Whether you find yourself needing medical care while traveling for an unexpected illness or injury, Global Medical Care insurance is there to help cover the costs of your medical expenses.

With a Global Medical Care policy, you're not just getting a safety net; you're getting a passport to a network of top medical providers and facilities worldwide. This coverage typically includes a wide array of medical services ranging from hospital stays and emergency treatments to outpatient services and prescription medications. Moreover, many Global Medical Care insurance plans offer additional benefits and services, such as medical evacuation, repatriation of remains, and even support for mental health services.

Choosing Global Medical Care insurance means choosing to put your health first, no matter where your travels take you. It's a commitment to ensuring that you receive the necessary care without the added stress of navigating unfamiliar healthcare systems or facing prohibitive costs. It's about bringing global standards of healthcare within your reach, ensuring that no matter the place or time, your health remains a priority.

Additionally, Global Medical Care (GMC) insurance provides a valuable option for Canadians who may face long wait times within the government healthcare system or who require specialized treatments not readily available locally. By securing a GMC policy, Canadians have the flexibility to 'exit' the Canadian Health Care system if necessary, allowing them to seek timely and potentially life-saving medical care in other countries. This ensures that individuals are not solely dependent on the availability and timelines of treatments in Canada, but can access a broader spectrum of healthcare options, thus enabling them to prioritize their health and well-being without being constrained by local system limitations.

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Premier Healthcare Access

Ensures top-tier medical care globally, offering your loved ones the best in health treatment.

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Skip Wait Times

Avoid delays in the Canadian healthcare system, enabling immediate access to necessary medical services.

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Global Coverage

Comprehensive insurance whether living abroad or traveling, ensuring you're always covered.

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Flexible Plans

Designed to meet diverse healthcare needs, providing extensive coverage for a range of medical services.

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Benefits of Global Medical Care

  • Access to Elite Medical Opinions and Care: Obtain second opinions from leading specialists and experience the world's finest medical care.

  • Overcome Geographic and Wait Time Barriers: Receive treatment in provinces or countries with shorter wait times, bypassing local delays.

  • Advanced Treatment, Anywhere: Gain access to cutting-edge treatments and care, irrespective of your location.

  • Personalized Nurse and Concierge Services: Benefit from the dedicated support of a personal nurse and comprehensive concierge services.
  • Minimize Risk of Prolonged Disability: Ensure accurate diagnosis and effective treatment to reduce the risk of extended health issues.
  • Complementary to Existing Health Plans: Designed to enhance, not replace, provincial and employee group health plans, offering additional security and options.
Proactive Health

Executive Proactive Health Assessment Option

Enhance your Global Medical Care plan with the option of an Executive Health Assessment. This addition transforms your healthcare approach, allowing for early detection of potential health issues and risk factors. With this proactive strategy, you can immediately access treatment from top-tier specialists and facilities worldwide.

The Executive Health Assessment grants you entry to a select network of prestigious private medical clinics, such as Telus Health (formerly Copeman Clinic), Medcan, Cleveland Clinic, InLiv, and Clearpoint. These assessments are conducted annually by a dedicated team of experts. Each session, lasting several hours, is thorough and comprehensive, culminating in a detailed health report and a personalized action plan. This integration of proactive health management with global medical care ensures you are always at the forefront of your health and well-being.

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Get help with your global medical care planning.

Speak with a professional advisor who can help.

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Critical Health Statistics

Waiting Times for Specialist Care: The Fraser Institute's National Waiting List Survey of 2016 reveals that specialist physicians report a median waiting time of 20 weeks from a general practitioner's referral to the actual receipt of treatment. This statistic highlights the challenges in timely access to specialized healthcare.

Of patients are misdiagnosed.
(Globe & Mail, February 2012)
Of oncology second opinions differ from first opinions. 50% of these resulted in major changes in therapy or prognosis.
(Canadian Medical Association Journal, August 2012)

How much does Global Medical Care cost?

There are a number of factors that can affect plan pricing, including:

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Generally, insurance cost less for younger age groups, and more for older age groups

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Gender can affect insurance costs.

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Health history

Your unique health history, family history, chronic diseases and lifestyle can impact costs.

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Optional add-ons

Add-ons make your coverage more comprehensive, but will also add cost to your plan.

Get in touch

Talk to an advisor who can understand your situation, answer your questions and help you build an insurance plan appropriate for you and your family.

Frequently asked questions

Answers to key questions about Global Medical Care

What is the benefit of the Executive Medical Assessment?

The Executive Medical Assessment is an optional add-on feature that significantly enhances your health protection strategy. Our public healthcare often operates on a reactive model, addressing health issues as they arise rather than preemptively. Consequently, this approach can lead to delayed detection of medical conditions. Opting for the Executive Medical Assessment shifts the focus of your healthcare management to a proactive stance, facilitated by regular check-ups at private clinics. This shift not only promotes earlier detection of health issues but also supports improved health outcomes.

One of the challenges, even with early detection through private healthcare, is the subsequent waiting period for treatment. This is where the Global Medical Care (GMC) coverage becomes invaluable. It empowers you to bypass potential delays within the Canadian healthcare system, offering the freedom to seek treatment globally, immediately after a diagnosis is confirmed. Combining the foresight of the Executive Medical Assessment with the responsive action enabled by the GMC plan creates a comprehensive health safeguard, ensuring you receive timely and effective medical care whenever you need it.

What are the eligibility requirements for Global Medical Care?

Eligibility for a Global Medical Care (GMC) plan at the time of application typically includes the following criteria:

  • Residency: You must be a resident of Canada.
  • Healthcare Coverage: You must have existing provincial or territorial health coverage in place, as GMC plans often act as a complement to your primary healthcare insurance.
  • Age: There are often age restrictions for eligibility. For example; you must be at least eighteen (18) years of age, except for eligible dependents, and under the age of 71 at time of application.
  • Medical Underwriting: Eligibility will be subject to medical underwriting, which may involve disclosing your medical history to assess any pre-existing conditions that could affect coverage.
  • Dependents: Coverage may extend to include your spouse and dependent children, with specific definitions and conditions, such as age limits or student status.
  • Waiting Periods: There may be waiting periods for those who have recently become residents of the country or for certain benefits (e.g. Maternity benefits) to become available under the plan.
What are the deductible options available for Global Medical Care plans?

Global Medical Care plans typically offer deductible choices for individual plans, ranging from $250 to $20,000. The deductible amount selected will affect the policy's premium and out-of-pocket costs when seeking medical care.

The higher the deductible, the lower the premium. Conversely, the lower the deductible the higher the premium.

What is the maximum benefit amount available on Global Medical Care insurance plans?

GMC insurance plans typically offer a lifetime maximum benefit of $5,000,000 per person.

This figure is typically reduced to $1,000,000 for insured persons upon attaining older ages (e.g. age 70 or 75).

Can I enroll my spouse and children in a Global Medical Care plan?

Yes, eligible spouses and dependent children can be covered under a Global Medical Care (GMC) plan. The spouse must be legally married to or in a civil union with the policyholder, and children must be under the age of 19 (or 24 if a full-time student at an accredited college or university).

Still have questions?

Please contact our office and we'll be happy to address any questions you may have.