Trip Cancellation & Interruption

Reimburses non-refundable travel costs if travel plans are cancelled before departure or interrupted after departure.
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What is trip cancellation & interruption insurance?

If you need to cancel your trip before your scheduled departure, or your trip is interrupted while you’re already on vacation, Trip Cancellation & Trip Insurance is designed to reimburse you for non-refundable unused prepaid travel arrangements that can’t be recovered from another source, and effectively protects the financial investment you’ve made in your trip.

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Cover medical costs

If you experience a medical emergency, costs will be covered.

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Routine checkups

Includes coverage for physician visits, medical and eye exams.

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24x7 Support

Toll-free support is available 24x7 whenever you need.

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How does it work?

  • Determine what the non-refundable portion of your trip cost is. i.e. the costs that cannot be recovered through refunds or credits.
  • Purchase your trip cancellation & interruption coverage prior to your departure.
  • For Trip Interruption, if you need to cancel your trip prior to departure for a covered reason, you may submit a claim for reimbursement.
  • For Trip Cancellation, if you need to cancel your trip after departure covered reason, you may submit a claim for reimbursement.

How much does coverage cost?

Trip Cancellation & Trip Interruption coverage is designed to reimburse you for the non-refundable portion of your trip. For that reason, there are really only two primary factors that affect pricing:

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Age

Insurance costs generally increase with age.

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Coverage amount

Equivalent to the non-refundable portion of your trip.

What types of events are covered?

Covered events can vary from one insurance company's product to another, but generally the following types of events are typically covered in a trip cancellation & interruption policy.

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Unexpected illness, injury and/or death of:

  • You and your family members

  • Your travelling companion and their family members

  • Your business partner, employer, key employee or caregiver

  • Your host at your travel destination

  • Your friend

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Travel advisory

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Schedule change

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Cancelled flight or tour

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Delays

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Natural disaster or unforeseeable event that makes your home uninhabitable or business inoperable

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Travel visa denial

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Job loss or job transfer

Other types of travel insurance

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