Engineers Canada-sponsored Major Accident Protection can provide the funds to help take your mind off the immediate costs of an accident – so you and your family can focus on recovery instead of bills.
Two coverage benefits. Major Accident Protection combines Major Impairment accident coverage with Accidental Death coverage – anywhere you are in the world, 24/7.
Guaranteed acceptance. NO medical tests or questions are required when you apply. Your spouse can also apply.
Low premiums never increase. This is one of the most affordable plans you can purchase for personal accident protection – as low as $1.50 a month! Plus, your premiums stay the same even as you get older.
Lump sum benefit amounts. Each unit of coverage provides up to $200,000 of Major Impairment benefits plus $25,000 of Accidental Death insurance. With the maximum 5 units, that goes up to $1 million and $125,000, respectively. The minimum benefit amounts payable are outlined below:
Benefits are not payable if death or impairment results from:
The Major Impairment benefit is not payable if the insured does not survive the accident for at least 30 days. In that event, the Accidental Death benefit will be paid.
Determining your eligibility
Eligibility for application is granted to a Canadian resident under 66 years of age, who is:
You may apply for Major Accident Protection for your spouse if you are also applying for it or are already insured under this plan.
Send us a message and we'll get back to you within 1-2 business days.