Emergency travel medical insurance is designed to cover unforeseen medical expenses while traveling abroad (i.e. outside your home province or territory).
Among various travel insurance options, emergency medical coverage is essential. It's advisable never to travel internationally without it.
Medical emergencies can arise unexpectedly when you're abroad, leading to significant medical expenses. Without travel insurance, these costs fall on you.
Medical treatments outside Canada can be considerably more costly than domestic care. Remember, your Government Health Care coverage is limited once you leave your province or country.
Ensures financial protection against unexpected medical expenses during travel.
Provides support for emergency medical transportation back to your home country for treatment.
24/7 access to assistance services, ensuring help is always a phone call away.
Provides convenient and comprehensive health coverage for one specific journey, ideal for vacationers or occasional travelers.
A simple and affordable way for people who travel often, like business travelers or cross-border shoppers, to get health coverage for all their trips in a year.
Long-term, renewable health coverage for frequent travelers, providing peace of mind and protection over multiple years (typically to age 80) with a single plan.
Pre-Trip Purchase: Secure your emergency travel medical insurance before you embark on your journey. Choose a plan that covers the entire duration of your trip and includes all family members traveling with you. This proactive step ensures that you are covered from the moment you leave until your return.
Immediate Assistance in Emergencies: Should a medical emergency arise while you are traveling, immediately contact the 24/7 toll-free support line provided by your insurer.
Guidance to Appropriate Care: Upon contacting the support line, you'll be connected with a professional who will guide you to the nearest or most suitable medical facility, ensuring that you receive the right care promptly.
- Coverage of Expenses: The insurance covers the costs of medical treatments including hospital stays, medical procedures, and often prescription medications and emergency dental care, depending on your policy's terms.
- Ongoing Support and Monitoring: Beyond just covering costs, the insurance provider's support team often monitors your treatment and recovery process, ensuring that you receive appropriate care. They may also coordinate with medical professionals on your behalf, keeping your family informed about your situation and will work to bring you home at the earliest opportunity that it is safe to do so.
Speak with a professional advisor who can help.
There are a number of factors that can affect plan pricing, including:
Insurance costs generally increase with age.
Travel medical coverage cost is based on a daily rate.
Cost can be affected by health history.
Cost can vary based on your destination. It is always less for travel within Canada.
Coverage for emergency medical costs when your friends or family visit Canada from abroad, or to satisfy Super Visa requirements.
Coverage for emergency medical expenses & checkups when studying away from home.
Reimburses non-refundable travel costs if travel plans are cancelled before departure or interrupted after departure.
Talk to an advisor who can understand your situation, answer your questions and help you build an insurance plan appropriate for you and your family.