Visitors to Canada Travel Medical Insurance

Coverage for emergency medical costs when your friends or family visit Canada from abroad, or to satisfy Super Visa requirements.

Call to speak with an advisor
A young immigrant father and his son enjoying some time with the grandparents who have joined from outside of Canada.

What is visitors to Canada travel medical insurance?

Planning to host friends or family for a long visit in Canada?

Visitors to Canada insurance is specifically tailored to provide coverage for unexpected medical expenses that non-residents might incur during their stay in Canada. This policy ensures that your guests can receive necessary emergency medical care without the burden of high costs.

For visitors from specific countries who plan to stay in Canada for an extended period, such as over six months, obtaining a super visa is often necessary. A key requirement for this visa is having valid Visitors to Canada insurance, ensuring that visitors are medically covered throughout their stay.

An icon depicting a bill or receipt.

Cover medical costs

If the visitor has a medical emergency during their stay in Canada, costs will be covered.

An icon depicting a calendar.

Up to 365 days coverage

Purchase coverage for up to one full year at a time.

An icon depicting a document being stamped/sealed.

Use for Super Visa

Visitors to Canada coverage can be used to satisfy Canadian Super Visa requirements.

An icon depicting a phone and 24 hour availability.

24x7 Support

Toll-free support is available 24x7 whenever you need and is multilingual.

An illustration depicting two people communicating over video chat on their mobile devices.

How does visitors to Canada travel medical insurance work?

  • Pre-Trip Purchase: Secure the insurance before your friend or family member leaves their home country. Choose a plan that covers the entire duration of their stay in Canada, with an appropriate coverage amount.

  • Seamless Travel to Canada: Once the insurance is in place, your guest can travel to Canada with peace of mind, knowing they're covered.

  • Immediate Assistance for Medical Emergencies: If a medical emergency arises during their stay, the first step is to contact the insurer's 24/7 toll-free support line. This service is essential for accessing prompt assistance.

  • Guided Access to Medical Care: The insurer's professionals will guide you to the nearest suitable medical facility, ensuring that your guest receives the best possible care quickly.
  • Direct Coverage of Medical Expenses: The insurance typically covers the costs of medical treatments directly, which includes hospital stays, medical procedures, and potentially other related expenses, as per the policy terms.
  • Ongoing Support and Monitoring: Beyond just covering costs, the insurance provider's support team often monitors your treatment and recovery process, ensuring that you receive appropriate care.

Get help with your travel insurance planning.

Speak with a professional advisor who can help.


How much does visitors to Canada travel medical insurance cost?

There are a number of factors that can affect plan pricing, including:

An icon depicting a birthday cake. Connoting age.


Insurance costs generally increase with age.

An icon depicting a calendar and a clock. Connoting date/time.

Trip duration

Visitors to Canada coverage is based on a daily rate.

An icon depicting a weigh scale of a dollar sign and a health care sign. The dollar sign is heavier on the scale.

Coverage amount

Larger coverage amounts cost more than lower coverage amounts.

An icon depicting medical records.

Health history

Cost can be affected by health history.

An illustration depicting a woman with a question.

Understanding the Super Visa Program in Canada

The super visa is a special initiative by Immigration, Refugees and Citizenship Canada aimed at reuniting families. It allows parents and grandparents of Canadian citizens or permanent residents to visit Canada more frequently and for longer durations.

  • Multiple Entries & Extended Stay: Super visa holders are entitled to multiple entries into Canada over a 10-year period, with the possibility of staying up to 24 months per visit, unlike standard visitor visas which typically allow a six-month stay.

  • Processing Time: The processing time for a super visa application varies but generally takes a few weeks. It can be influenced by the applicant's home country and the completeness of their application.

  • Mandatory Travel Insurance: A critical requirement for obtaining a super visa is securing Visitors to Canada Travel Medical Insurance.

  • Insurance Coverage Requirements: Applicants must provide proof of Canadian medical insurance coverage for at least one year with a minimum coverage amount of $100,000. This insurance is essential to cover any healthcare costs during their stay in Canada.
  • For detailed information and application procedures for the super visa, visit the official Canadian government website.

Get in touch

Talk to an advisor who can understand your situation, answer your questions and help you build an insurance plan appropriate for you and your family.

Frequently asked questions

Answers to key questions about Visitors to Canada Insurance

What Are the Implications of Getting Sick or Injured While in Canada?

In Canada, healthcare services are not free for visitors, and the government does not cover hospitalization or emergency medical services for tourists. Without adequate medical insurance, you would be responsible for all medical expenses incurred during your stay. These costs can be substantial, making travel medical insurance a wise investment. It's a relatively small expense compared to the potential high costs of emergency medical treatment in Canada. Ensure you're covered to avoid financial burdens in case of illness or injury.

Is Travel Insurance Required for Visiting Canada?

While travel insurance is not always required for entering Canada, it is highly recommended. Some visa types do need proof of medical insurance for the whole stay. Medical care in Canada can be expensive, so having travel health insurance is important to cover any medical costs during your visit, even if it's a short one.

What is super visa insurance?

Super Visa insurance is a type of medical insurance required for Super Visa applicants visiting Canada. It covers emergency medical costs if they get sick or injured during their stay. To apply for a Super Visa, you need to show proof of this insurance, which must:

  1. Be from a Canadian insurance company.
  2. Be valid for at least one year from when you enter Canada.
  3. Cover at least $100,000.
  4. Show that you've already paid for the insurance.

This insurance is important for ensuring visitors can handle unexpected medical expenses in Canada.

Source: Super visa (for parents and grandparents) - Government of Canada

Is Medical Insurance Necessary When Immigrating to Canada?

When you move to Canada, you should know that each province has its own rules and waiting periods for new residents to qualify for government health insurance. For instance, in Ontario, Quebec, and British Columbia, there's typically a 3-month waiting period before new immigrants or temporary work visa holders can apply for this insurance. During this waiting time, it's crucial to have travel health insurance. This insurance should cover medical and dental emergencies, emergency hospital stays, and transportation, among other things, to ensure you're protected until you can access the government healthcare system.

Still have questions?

Please contact our office and we'll be happy to address any questions you may have.