Frequently asked questions related to Engineers Canada Term Life

Will my Term Life premiums increase with age?

Based on the current rate structure, premiums do increase with age every five years, specifically at ages 31, 36, 41, 46, 51 and so on.

What happens to my spouse's coverage if I die?

Under the Term Life Plan, if you die your insured spouse will be given the option to continue his or her coverage under the Plan.

Can I convert my Term Life coverage to an individual policy?

Yes. You may apply to convert your insurance to selected individual plans without an additional medical examination or extra health questions. You simply pay the rates for the individual plan that apply to your age at the time of conversion. Contact us for more information.

Still have questions?

Please contact our office and we'll be happy to address any questions you may have.

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