The Manitoba Health, Seniors and Active Living Services Insurance Plan (MHSIP) covers all Manitoba residents. It includes basic healthcare services like doctor and hospital visits. Residents must register to be eligible.
Are you eligible?
To qualify for Manitoba Health, you must reside in Manitoba for at least 6 months per calendar year. Tourists, visitors, and transients are not eligible. Certain exceptions apply.
What's covered
The Manitoba Pharmacare program provides coverage for prescription drugs listed on the Manitoba drug formulary, with coverage based on household income. You pay an annual deductible that is determined by your income, along with a dispensing fee. Pharmacare covers the remaining cost once the deductible is met. Blood glucose test strip quantities are limited based on your diabetes treatment plan.
Ambulance coverage in Manitoba is limited to medically necessary hospital-to-hospital transfers. There is no general coverage for ground ambulance services, and residents may be responsible for the full cost unless they meet specific criteria for coverage. Air ambulance services are typically not covered. Certain exceptions apply, depending on the circumstances.
Dental coverage under the Manitoba Health Plan includes in-hospital dental surgeries, but routine and major dental services, such as cleanings, fillings, extractions, and crowns, are not covered. Treatment for accidental injury to teeth is also not included in the coverage.
Manitoba covers one routine eye exam every two years for residents aged 18 and under, or 65 and older. Medically necessary eye exams are covered for all ages, but prescription glasses and contact lenses are not included in the plan. Learn more about eye exam coverage.
Manitoba residents are covered for standard accommodations and meals during hospital stays, including ward rooms and necessary medical services. Private rooms are available at an additional cost. Learn more about hospital stays.
Manitoba covers a maximum of 7 chiropractor visits per resident per calendar year, limited to adjustments of the spinal column, pelvis, and extremities. Physiotherapy, occupational therapy, speech therapy, and dietetic counselling are covered when provided in a hospital setting. Outside of these situations, paramedical services are not covered.
The Children’s Hearing Aid Program provides coverage for children under 18 who require hearing aids, as prescribed by an otolaryngologist or audiologist. The program covers one hearing aid per ear every four years, with a $75 deductible per claim. Unfortunately, no coverage is available for residents over 18 years old.
The Prosthetic and Orthotic Program in Manitoba provides coverage for one prosthetic or orthotic device every two years for eligible residents. The Orthopaedic Shoes Program covers orthopedic shoes for residents under 18, when prescribed by a medical practitioner. Manitoba Health also covers Continuous Glucose Monitors for individuals aged 25 and under who meet specific eligibility criteria.
Manitoba covers a maximum of 7 chiropractor visits per resident per calendar year, limited to adjustments of the spinal column, pelvis, and extremities. Physiotherapy, occupational therapy, speech therapy, and dietetic counselling are covered when provided in a hospital setting. Outside of these situations, paramedical services are not covered.
Home care coverage in Manitoba is need-based and includes a range of services such as personal care, home nursing, and therapeutic support. The Manitoba government provides coverage if you qualify, ensuring that care can be administered in your home or community.
The Manitoba Health, Seniors and Active Living Services Insurance Plan (MHSIP) does not provide any coverage for accidental death and dismemberment. Residents should consider purchasing private insurance for this type of coverage.
The Manitoba Health, Seniors and Active Living Services Insurance Plan (MHSIB) provides emergency hospital coverage based on a daily rate, with a maximum of $100 CAD per visit for out-of-country services. Residents are responsible for any costs beyond this limit. Learn more about coverage outside of Canada.
The information provided on this page is intended for general informational purposes only and may be subject to change. While every effort is made to ensure accuracy, provincial and territorial health coverage details can vary and are regularly updated. We recommend contacting your respective GHIP or consulting a legal, tax, or insurance advisor for advice tailored to your specific situation.
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How Personal Health & Dental Insurance Complements Your Provincial Plan
While your provincial or territorial health plan covers many essential medical services, there are important areas where personal health insurance can help extend your coverage, giving you broader protection and peace of mind.
Bridge the Gaps in Coverage
Provincial health plans often leave gaps, such as prescription drugs, dental visits, and vision care. Personal health insurance can bridge these gaps by covering expenses your government plan doesn’t, ensuring you’re not left with unexpected out-of-pocket costs.
Be Ready for Life’s Health Changes
Even with your government health coverage, there are still costs that can catch you off guard, like prescription drugs, dental care, and vision expenses. A personal health plan can step in to cover these out-of-pocket expenses, making sure you’re protected from financial surprises.
Secure Your Health & Financial Future
Investing in personal health insurance today can save you from paying high costs for treatments or services down the road. By taking a proactive approach, you can ensure you get the care you need now, avoiding bigger health issues—and bigger bills—later on.
Get in touch
Talk to an advisor who can understand your situation, answer your questions and help you build an insurance plan appropriate for you and your family.
How to contact your GHIP
Insured Benefits Branch, Manitoba Health
300 Carlton Street
Winnipeg, MB R3B 3M9
In Winnipeg: 204-786-7101
Winnipeg Deaf Access Line TTY/TDD: 204-786-7132
Toll-free outside Winnipeg: 1-800-392-1207
Email: [email protected]
Website: Manitoba Health