When should I apply for health insurance?

One should consider applying for Health Insurance in the following cases:

  1. Ideally, when you are young and have relatively little health history.
  2. When you turn age 21, and are no longer a 'dependent' under your parents plan. This could be turning age 25 if you were a full-time student attending post-secondary (depending on which plan your parents have).
  3. When you become a Canadian citizen and are covered by a provincial government health care plan.
  4. When you leave your employer and lose your employee group benefits (applying within 60-days is best).
  5. When you separate from a spouse and need to find your own plan.
  6. When you are going self-employed.
  7. When your employee group benefits are underwhelming and you wish to supplement with your own plan.

Still have questions?

Please contact our office and we'll be happy to address any questions you may have.