What is the benefit of a medically underwritten health care plan compared to the others?

Medically Underwritten extended heath care plans will tend to offer better value (compared to other types of plans such as; Guaranteed Issue, and Guaranteed Acceptance plans).

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I.e. more money, for more treatments and services at a lower relative cost.

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Insurers are able to offer a better value plan when they are given the opportunity to assess your medical history.

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The 'caveat' to a Medically Underwritten health care plan is that any 'pre-existing conditions' that you are being treated for or taking medication for will typically be excluded from coverage.