What is a covered reason for trip cancellation?

A valid reason for trip cancellation is usually an unexpected event that's listed in your travel insurance policy. If one of these events happens, you might be able to claim insurance for cancelling, delaying, or cutting short your trip. It's important to read your policy to know all the reasons. Some common examples include:

• Sudden illness, injury, or death of you or a family member.
• Being unable to join a sports event due to a medical issue, if the trip was for that event.
• Natural disasters at your home or destination.
• Legal duties like jury service or being a court witness.
• Military, police, medical, or fire personnel being called to duty.
• Losing your job unexpectedly and without a valid reason.

Your policy documents will outline exactly what is covered by your trip cancellation coverage and under what conditions the insurance will respond.