What do you need to get health insurance?

To be eligible for an individual health insurance plan, you must meet the following requirements (regardless of insurance company):

  • Be a resident of Canada
  • Have coverage under your government health insurance plan
  • Be at least 18 years of age on the date of application for the  policy, except for children of an insured person.
  • Quebec residents must also be registered under the RAMQ Prescription Drug Insurance Plan or have equivalent coverage under a group plan.

Note: If the plan is Medically Underwritten it will require a medical questionnaire, and you will need to qualify medically. If you do not qualify due to your health history there are alternative options (e.g. Guaranteed Acceptance plan) available.

Still have questions?

Please contact our office and we'll be happy to address any questions you may have.