Do I need a medical exam to get health care coverage?

No, there typically is no physical or other medical exam required to qualify for any health or dental care plan.

Medical exams (including blood and urine samples) are common for other forms of insurance, such as Life, Disability, Critical Illness etc.

For Medically Underwritten health care plans, there will be medical questions on the application, and the insurer may write to your physician (and compensate them) to produce a summary of your medical history. This is usually all that is required, though the insurer can request additional information as needed.

Still have questions?

Please contact our office and we'll be happy to address any questions you may have.