If you have children, don’t let financial concerns get in the way of getting the best treatment for them in case of a serious accident.
To add this coverage to your certificate, please call our Licensed Insurance Advisors.
If you have children, you wouldn't want financial concerns to get in the way of getting the best treatment for them in case of a serious accident. Engineers Canada-sponsored Child Life & Accident is insurance for children that provides:
Two benefits included for children. Child Life & Accident combines Major Impairment accident coverage with Term Life insurance.
One premium covers all children. A single low monthly premium covers ALL your eligible dependent children, regardless of how many you have. Newborn children are automatically covered (no additional application needed) upon reaching the age of 15 days, at no additional cost.
Lump sum benefit amount per child. Each unit of coverage provides up to $100,000 of Major Impairment benefits plus $5,000 of Term Life insurance. With the maximum 5 units, that goes up to $500,000 and $25,000, respectively, for each covered child. The minimum benefit amounts payable are outlined below:
Determining your eligibility
Members and employees participating in Term Life or Major Accident Protection insurance plans are eligible to apply for Child Life & Accident Insurance for any of their children who are:
Major Impairment benefits are not payable if impairment results from war, whether declared or not, or any act of war or insurrection.
Term Life benefit is not payable if death results from suicide.
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